Kenya Safari Travel Insurance for Visitors

You need Kenya's statutory visitor cover to enter: USD 44, bought in the eTA application or on eCitizen. It is basic, with USD 20,000 for medical care and USD 25,000 for evacuation, so many safari travellers also hold a full travel plan with higher limits and cancellation cover.

No. The statutory policy is sold only on Kenya's official eTA and eCitizen portals. We arrange the optional travel plan you hold alongside it, from Kenyan insurers.

It does not pay for trip cancellation, lost or delayed baggage, travel delays or personal liability, and it covers Kenya only. Evacuation is capped at USD 25,000 and medical treatment at USD 20,000. A full travel plan adds trip cancellation and much higher medical and evacuation limits; baggage and liability cover vary by plan, so we confirm them in your quote.

Not on its own: Kenya does not accept a foreign policy in place of the statutory cover. Keep your home policy if it suits your trip, and check its activity, altitude and evacuation terms. A Kenyan visitor plan is an option if your home cover is thin or expensive.

Official guidance does not say. Many travel policies share a claim with any other insurance that covers the same costs, so tell each insurer about the other policy and keep all receipts.

Reported air-ambulance rates inside Kenya run from about USD 2,300 to USD 11,600 (KSh 300,000 to 1.5 million). A long-haul air ambulance home can cost more than GBP 100,000, well above the statutory USD 25,000 limit.

Not automatically. Kenyan travel wordings we read exclude diving and mountain climbing (some only unless endorsed), and none mention balloon flights or game drives. Tell us your activities and we confirm them with the insurer in writing before you buy.

Kenyan insurers' published visitor rates run from about USD 29 to 66 for 15 days and USD 48 to 98 for a month, with benefits varying by plan. Travellers aged 66 to 80 pay more, children less, and levies may be added.

Kenya's statutory cover is for Kenya only. Tanzania, including Zanzibar, requires its own USD 44 visitor policy, and one policy covers both. At least one Kenyan visitor plan also covers Tanzania if you arrive in Kenya and spend most of your trip here, so tell us your full route.

You can ask us for quotes on their behalf; whether a host can be the buyer depends on the insurer, and some insurers require the plan to be bought before the visitor leaves home. Each traveller also needs their own statutory cover from the official portal.

Most Kenyan visitor plans accept travellers up to 80. Premiums rise from age 66, so give us each traveller's age for an accurate quote.

A statutory policy lasts 90 days, so a longer stay needs a new one. For the extra cover, some visitor plans run to 180 days or a year; for long stays, international health insurance usually fits better.