Professional Indemnity for Engineers, Architects & QS in Kenya

Not under EBK's Engineers Rules 2019. For architects and quantity surveyors, the BORAQS conditions of engagement cap your liability at the PI sum agreed with the client. In practice, most consultancy contracts and tenders ask for PI, and the limit you hold can decide whether you can bid.

No Kenyan insurer publishes single-project PI. Projects are usually covered under your annual practice policy, with the limit set to suit your largest contract. Tell us if a client needs a project-specific limit or certificate.

At least any legal minimum for your profession, then enough to meet the largest claim you could realistically face: think of your biggest contract or fee, what a client could lose through your error, and any limit a client or tender requires. Remember that defence costs usually come out of the same limit.

Yes. Firm policies cover mistakes by partners and employees acting in their professional roles, and some also cover people working under your supervision. Tell the insurer about partners joining or leaving: incoming and outgoing partner extensions are available.

Because PI is claims-made, you need run-off cover to stay protected against claims about work you did before you stopped. Insurers offer it on request; ask us to price it before you close or retire.