Professional Indemnity Cover
Shield your career and your practice from claims of error, negligence or omission — essential cover for professionals and consultants across Kenya.
We compare 9+ of Kenya's top insurers so you get the best cover at the lowest price.
Why you need it
Even the best professionals can face a claim that their advice or work caused a client a loss. Defending such a claim — let alone settling it — can be ruinous. Professional indemnity covers the legal costs and damages so one dispute doesn't end your practice.
We arrange PI cover for doctors, lawyers, engineers, architects, accountants, consultants and IT professionals, comparing limits and terms across insurers to fit your profession and turnover.
Regulators for several Kenyan professions now expect practitioners to carry indemnity cover, and clients increasingly demand it before signing contracts. Even an unfounded allegation can cost millions to defend. PI cover funds that defence and any damages, so a single dispute doesn't threaten everything you've built.
What's covered
Legal defence costs
The cost of defending a claim, even one that proves unfounded.
Damages & settlements
Compensation you're liable to pay a client, up to your chosen limit.
Retroactive cover
Protection for past work, where the policy allows.
Who needs this cover?
- Doctors, dentists and medical practitioners
- Lawyers, accountants and consultants
- Engineers, architects and surveyors
- IT professionals and agencies giving advice
Why buy through Naveah Capital?
Buying professional indemnity through an independent broker costs you nothing extra, yet changes everything about the outcome. Instead of accepting one insurer's price, you get 9+ compared side by side — premium, benefits, exclusions and claims reputation. We negotiate on your behalf, explain the fine print in plain language, and manage any claim from first notification to final settlement. It's how our clients reach a 97% claims success rate and rarely overpay at renewal.
Frequently asked questions
Which professions need PI cover?
Anyone giving professional advice or services — medical, legal, engineering, accounting, consulting, IT and more. Some regulators require it.
How is the premium set?
Mainly by your profession, annual turnover and the indemnity limit you choose.
What limit should I choose?
It depends on your contracts and regulator requirements. We'll help you match the limit to your exposure.
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Farzana Sumra will personally contact you within the hour with your best options.