Pension & Retirement Plans
Plan today for a stress-free, secure retirement tomorrow — flexible, tax-efficient personal pension plans compared across Kenya's leading providers.
We compare 9+ of Kenya's top insurers so you get the best cover at the lowest price.
Why you need it
The earlier you start, the harder your money works. A personal pension plan builds a retirement fund on your terms — whether you're self-employed, changing jobs, or topping up a workplace scheme.
We compare registered individual pension plans (IPPs) so you understand the charges, returns and tax benefits before you commit. Contributions to a registered scheme are tax-deductible within RBA limits.
Very few Kenyans reach retirement with enough saved, and the state safety net is limited. A registered Individual Pension Plan lets you build a fund on your own terms, with contributions that qualify for tax relief within RBA limits. The earlier you start, the more compounding works in your favour.
What's covered
Individual Pension Plan
A registered, portable retirement fund you control.
Flexible contributions
Increase, pause or resume payments as your income changes.
Tax efficiency
Contributions are tax-deductible within the limits set by the RBA.
Who needs this cover?
- Self-employed professionals with no workplace scheme
- Employees topping up an existing pension
- People changing jobs who want a portable fund
- Anyone starting early to maximise retirement savings
Why buy through Naveah Capital?
Buying pension & retirement through an independent broker costs you nothing extra, yet changes everything about the outcome. Instead of accepting one insurer's price, you get 9+ compared side by side — premium, benefits, exclusions and claims reputation. We negotiate on your behalf, explain the fine print in plain language, and manage any claim from first notification to final settlement. It's how our clients reach a 97% claims success rate and rarely overpay at renewal.
Frequently asked questions
Who is a personal pension plan for?
Anyone without a workplace scheme, the self-employed, and those wanting to top up existing retirement savings.
Can I access my money early?
Pension funds are designed for retirement; early access is restricted by RBA rules. We'll explain the specifics.
Is it tax-efficient?
Yes — contributions to registered schemes qualify for tax relief within the allowed limits.
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Farzana Sumra will personally contact you within the hour with your best options.
IRA Licensed
KSB Member
Reviews 4.9
97% Claims Success
