Business Insurance
Comprehensive cover against the risks that disrupt operations — one broker, one package, tailored to how your business actually runs.
We compare 9+ of Kenya's top insurers so you get the best cover at the lowest price.
Why you need it
Every business carries risk: a fire, a lawsuit, a workplace injury, or stock stolen overnight. The right combination of covers keeps you trading through the setbacks that would otherwise close your doors.
We assess your operation and assemble the covers that matter — property, public and product liability, WIBA (work injury), money, goods-in-transit and business interruption — comparing insurers to keep it affordable.
Kenyan employers are legally required to cover staff for work-related injury under WIBA, and a single fire, lawsuit or theft can end a business that isn't protected. A tailored package combines the covers that matter for your industry into one affordable programme, so you keep trading through the setbacks. If your business owns the premises it trades from — or you're in real estate, construction or property management — see our dedicated Real Estate Insurance section for building, liability and rental-income cover.
What's covered
Property & assets
Buildings, contents, stock and equipment against fire, theft and perils.
Liability
Public liability, product liability and WIBA (Work Injury Benefits Act) cover for staff.
Continuity
Business interruption, money and goods-in-transit cover.
Who needs this cover?
- SMEs protecting premises, stock and staff
- Employers meeting their WIBA obligations
- Growing companies needing liability cover
- Any business that can't afford to stop trading
Why buy through Naveah Capital?
Buying business insurance through an independent broker costs you nothing extra, yet changes everything about the outcome. Instead of accepting one insurer's price, you get 9+ compared side by side — premium, benefits, exclusions and claims reputation. We negotiate on your behalf, explain the fine print in plain language, and manage any claim from first notification to final settlement. It's how our clients reach a 97% claims success rate and rarely overpay at renewal.
Frequently asked questions
Is WIBA cover mandatory?
Employers in Kenya are required to cover employees for work-related injury under WIBA. We arrange compliant cover as part of your package.
Can I bundle several covers?
Yes — a combined business package is usually cheaper and simpler than separate policies. We tailor it to your industry.
Do you cover SMEs as well as large firms?
Absolutely — from a single shop to a multi-branch company, we scale the cover to your size.
Ready for your best quote?
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Farzana Sumra will personally contact you within the hour with your best options.
IRA Licensed
KSB Member
Reviews 4.9
97% Claims Success
