Life Insurance in Kenya
Financial security for your loved ones when they need it most — we compare Kenya's leading life insurers to get you the right sum assured at the best price.
We compare 9+ of Kenya's top insurers so you get the best cover at the lowest price.
Why you need it
If your income supports others, life cover ensures they can carry on — school fees paid, loans cleared, and daily needs met — even if you're no longer there to provide.
We compare term, whole-life and investment-linked policies across insurers so you understand exactly what you're paying for. No jargon, no pressure — just clear advice on the cover your family actually needs.
Life cover in Kenya is more affordable than most people assume, especially when bought young and healthy. The hard part is choosing between term, whole-life and investment-linked policies and knowing how much cover is enough. We translate the jargon and compare insurers so you buy exactly what your family needs — no more, no less.
What's covered
Term life
Affordable cover for a set number of years — ideal for protecting a loan or your children's schooling years.
Whole life
Lifelong cover that also builds a cash value over time.
Investment-linked
Cover combined with a savings or investment component.
Riders
Optional critical-illness, disability and last-expense add-ons.
Who needs this cover?
- Breadwinners with dependants relying on their income
- Homeowners with a mortgage or big loan to protect
- Parents securing school fees for their children
- Anyone wanting to leave their family financially secure
Why buy through Naveah Capital?
Buying life insurance through an independent broker costs you nothing extra, yet changes everything about the outcome. Instead of accepting one insurer's price, you get 9+ compared side by side — premium, benefits, exclusions and claims reputation. We negotiate on your behalf, explain the fine print in plain language, and manage any claim from first notification to final settlement. It's how our clients reach a 97% claims success rate and rarely overpay at renewal.
Frequently asked questions
How much life cover do I need?
A common guide is 10–15 times your annual income, adjusted for debts and dependants. We'll help you work out the right figure.
Do I need a medical exam?
It depends on your age and the sum assured. Smaller policies often need only a health declaration.
Are premiums fixed?
Term policies usually have level premiums for the term. We'll confirm the exact structure for each quote.
Ready for your best quote?
Share a few details and we'll compare insurers and reply within the hour.
Get My Life Insurance Quote
A few quick questions — we reply within the hour.
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Farzana Sumra will personally contact you within the hour with your best options.
IRA Licensed
KSB Member
Reviews 4.9
97% Claims Success
