Marine & Cargo Insurance
Professional & Corporate

Marine & Cargo Insurance

Cover your goods in transit by road, sea or air — from dispatch to delivery, with cover that satisfies importers, banks and suppliers.

We compare 9+ of Kenya's top insurers so you get the best cover at the lowest price.

Why you need it

Goods can be lost, damaged or stolen anywhere along the supply chain — at the port, in transit, or on the last mile. Marine cargo cover protects the value of your shipment so a single incident doesn't become your loss.

We arrange single-transit and annual open-cover policies for importers, exporters and distributors, and provide the marine certificates banks and KRA often require for clearing.

Kenyan law generally requires importers to insure their cargo locally, and clearing agents and banks often ask for a marine certificate before releasing goods. Beyond compliance, cargo faces real risks at the port, in transit and on the last mile — cover protects the full value of your consignment against loss or damage.

What's covered

All modes

Road, sea and air transit, domestic and international.

Single or open cover

One-off shipments or an annual policy covering all your consignments.

Import documentation

Marine certificates accepted for letters of credit and customs clearing.

Who needs this cover?

  • Importers clearing goods through Mombasa
  • Exporters shipping products abroad
  • Distributors moving stock across the country
  • Anyone whose bank requires a marine certificate

Why buy through Naveah Capital?

Buying marine & cargo through an independent broker costs you nothing extra, yet changes everything about the outcome. Instead of accepting one insurer's price, you get 9+ compared side by side — premium, benefits, exclusions and claims reputation. We negotiate on your behalf, explain the fine print in plain language, and manage any claim from first notification to final settlement. It's how our clients reach a 97% claims success rate and rarely overpay at renewal.

Frequently asked questions

Do I need marine insurance to import into Kenya?

Importers are generally required to insure cargo locally. We provide compliant marine certificates for clearing.

What's open cover?

An annual policy that automatically covers all your shipments — ideal for regular importers, avoiding per-shipment paperwork.

How is the premium calculated?

Usually as a small percentage of the insured value of the goods, adjusted for cargo type and route.

Ready for your best quote?

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Farzana Sumra, Naveah Capital Insurance advisor

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