APA Jamii-Plus Health Insurance Packages
Buy Through Us for Better Service & Faster Support
APA Jamii Plus is a comprehensive medical insurance plan built for families, couples, and individuals who want reliable private healthcare access. With annual inpatient limits from KES 500,000 to KES 10,000,000, the cover cushions you from major hospital expenses and provides strong protection when you need it most.
Key Highlights:
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Inpatient cover across a wide hospital network
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Maternity and newborn benefits
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Chronic and pre-existing condition cover (waiting periods apply)
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Specialist treatment, ICU/HDU, theatre and doctor fees
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Diagnostics including MRI, CT scan, X-ray and laboratory tests
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Selected overseas treatment options in partner facilities
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Expert Guidance
We help you understand the Jamii Plus plans clearly — limits, co-payments, waiting periods and exclusions — so you choose confidently.
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Fast, Personalised Quotation
Naveah Capital provides tailored quotes based on your family structure, age band and medical needs.
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Application & Underwriting Support
Our team assists you through forms, medical disclosures, and follow-up with APA until your cover is approved.
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Claims & Hospital Support
When you need care, you are not alone. Naveah Capital assists with hospital admission support and benefit clarification.
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Long-term Policy Management
We help with renewals, upgrades, adding dependants, and accessing accurate benefit information.
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Inpatient Benefits
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Hospital accommodation (ward, private room depending on plan)
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ICU/HDU charges
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Doctor, surgeon and anaesthetist fees
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Theatre and nursing care
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Day-care procedures

Diagnostics & Medication
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Laboratory tests
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X-ray, ultrasound, MRI, CT scan
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Prescribed medication during admission

Maternity & Newborn
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Delivery-related inpatient expenses
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Antenatal and postnatal care (within limits)
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Newborn cover from term baby

Chronic & Pre-existing Conditions
Conditions such as:
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Hypertension,
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Diabetes,
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HIV/AIDS and others (waiting periods apply)

Additional Benefits
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Organ transplant surgery benefit (from year 3)
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Psychiatric and psychotherapy care
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Post-hospitalisation treatment reimbursement
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Parent accommodation for a child under 10 years
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KES 10,000,000
Premium protection with private room access and comprehensive benefits.
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KES 5,000,000
Strong cover for families seeking dependable private care.
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KES 2,000,000
Balanced and affordable for growing families.
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KES 1,000,000
Cost-conscious option with essential inpatient benefits.
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KES 500,000
Entry-level cover for basic medical protection.
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Why Choose Jubilee Insurance Through Naveah Capital Insurance Agency
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Official Jubilee Insurance Partner in Kenya
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Expert guidance on the right Jubilee Insurance plan for you
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Fast, personalized quote & policy setup
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Ongoing support for claims and renewals
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Flexible international coverage for individuals, families, and corporates
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